The $8,000 tax credit for first time homebuyers expires after November 30th, 2009.

Here are a few things to keep in mind:

• Suggest a closing date earlier than November 25th for your first time homebuyer.
• If your buyer is not eligible for the tax credit, or if you have a client that is refinancing, target a closing date PRIOR to November 24th or AFTER November 30th.
• Keep in mind that the only day between Thanksgiving and November 30th is considered to be a holiday by most businesses and certainly by town and county offices.  Appraisers, inspectors and insurance companies, etc., may also not be available on the 27th.  Closing earlier in the month will give everyone a buffer in case any issues arise.
• Careful advance planning will be critical to ensure your clients’ tax benefits.

Signature will be proactively reviewing files to ensure efficient,

easy and smooth closings for you and your clients.