Acceptable ID For Closing

November 6th, 2012

To help prevent instances of forgery and fraud, parties signing documents in real estate or lending transactions are required by law to provide acceptable forms of identification. Identification must be current and contain the document signer’s photograph, signature and contain a serial or other identifying number.

Here is a list of the type(s) of identification that are typically used to prove identity.

Acceptable Identification:
Valid Driver’s License or non-driver I.D. issued by any state
U.S. Passport
Foreign Passport stamped by the U.S. Citizenship and Immigration Services
Valid U.S. Military I.D.

Unacceptable Identification:
Temporary Driver’s License
Driver’s License without a photograph
Social Security Cards
Employee I.D. Badges
Club Cards
Permanent Resident I.D. Card

The Closing Agent/Notary must make sure that the document signer signs the same name that appears on the I.D. presented. If the signers name has changed or will change prior to closing, please provide proper I.D. to support the change and alert the Settlement Agent as soon as possible.

Signature is here for you as a resource and to help you have a stress-free closing experience. Email Jaime Lynch at jlynch@signaturetitle.com with any questions.