What you can expect from your closing with Signature Escrow & Title Services

Once the Lender has given the "clear to close", we will contact you to guide you through the final steps.

Closings are scheduled for a time and place convenient for everyone involved.

The day prior to closing, the Lender will provide us with final closing instructions, including schedules of fees paid and due. From these instructions we will prepare a Settlement Statement, commonly known as the HUD - a financial summary of the entire transaction. At this point we will review the Settlement Statement with you as well as notify you of what you should bring to the closing, including:

• Valid unexpired driver's license (please contact your processor prior to closing if this presents an issue)
• A bank check payable to Signature Escrow & Title Services, LLC, in the total amount needed at your closing (please advise your processor if you wish to wire the settlement proceeds)
• Any remaining Lender conditions/documents

On closing day, you will be asked to sign documents such as the HUD, Mortgage, Note, and other lender and closing documents. The seller will be required to sign the Deed and additional closing documents.

Once your closing is complete, Signature will record the Deed and Mortgage at the appropriate registry; disburse payments collected on the HUD, ie taxes, insurance, etc., and prepare the policies of title insurance the Buyer and Lender have selected.

From pre-closing through post-closing, we are always available to answer your questions about the closing process.